1-Story Home Plans - Plan Book Review

 If you're planning to build your own one-story dream home, this extensive collection will show you the best selling and most stylish designs available today!

•     More than 360 plans to help you find & build your dream home
•     More than 250 color photos of finished 1-story homes
•     Home plans from top architects and designers from all over North America
•     Wide variety of styles and sizes suited for any budget, from Traditional Ranch style to Country Craftsman cottages
•     Special sections featuring outdoor living trends, kitchen design ideas, today's top features in a home, & how to maximize your living space
•     CAD blueprint files available for order, for easy customizing

More than 350 home plans were selected for Best-Selling 1-Story Home Plans, Updated 4th Edition as most desirable based on actual sales data.

From convenient ranch homes to traditional cottages, you'll find a wide variety of styles and sizes here to meet your budget. And with complete construction blueprints available for each and every house shown, you can build your special home just the way you want!

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23 x 18 Cottage Home Plan | Guest cottage floor plan | cottage floorplans

23 x 18 Cottage Home Plan ,  Guest

Plan Details

Bedrooms: 0

Bathroom: 1

Kitchen: 1

Dinning Area: Yes

Living Room: Yes

Porch: Yes

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How do VA loans work in 2020?

Basically, you fill out paperwork from the VA that verifies your eligibility for the program. You also receive what’s known as your entitlement, which is the dollar amount guaranteed on each VA loan. Lenders might be willing to loan up to four times the amount of your entitlement.

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With all of that in place, it’s possible to get a VA loan with no money down. Additionally, instead of paying mortgage insurance, or PMI, you pay a VA funding fee at the beginning. It can start to get a little complicated, but with a little guidance, it’s possible to get through the process and buy a home. Let’s take a look at how to get a VA loan in a little more detail.

6.5 x 8.5 Small House Plan | 7 x 12 House Plan

Beautiful Small House Plan of 6.5 x 8.5 Small House Plan  7 x 12 House Plan 

Plan Details

• Bedrooms: 2
• Bathroom: 1
• Kitchen: 1
• Dinning Area: Yes
• Living Room: Yes
• Porch: Yes

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Qualifying for Veteran Home Loans in 2020 | VA loan program

Qualifying for Veteran Home Loans in 2020 .

The Veteran Loan program is designed for veterans who meet the minimum number of days of completed service. Some of the other eligibility requirement for the VA loan program and some specific home loan benefits include the length of service or service commitment, duty status and character of service. The program does allow for benefits to Surviving Spouses.

The VA does not have a minimum credit score used for pre-qualifying for a mortgage loan, however, most Lenders require a minimum credit score of at least 620.

A Veteran who has used their entitlement to previously purchase a home, may have entitlement left to purchase another one. If you previously purchased a home using your VA Benefits then you might still have some of that “Entitlement” available to you for the purchase a new home.

To Calculate Maximum Entitlement available, consider the following:

•  If your previous home was purchased using a VA Loan, and that loan was paid off by the new owners, the full entitlement may have been restored.
• If you sold your home to someone, and allowed them to assume your VA Loan, then you might have the full entitlement restored, if one or more of the purchasers were also Veterans.
• If you still own the home, and you are renting it out – you might be able to purchase a new home using your partial entitlement, but there are several restrictions.

Allowable Income Sources used to qualify for a VA Loan include: Retirement Income, Social Security Income, Child Support, Alimony and Separate Maintenance, BAH, BAS and Disability Income. Dependency and Indemnity Compensation (DIC) for a Surviving Spouse can also be included. In addition, stable, documented income from employers remains the best income source for VA loans.

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VA home loan requirements [Latest]

The VA home loan requirements make the loan one among the simplest loans to qualify for within the us . the

first stipulation for qualifying for the VA loan is that you simply must have served within the US forces for a full period of time of 4 years.

this is often the quality tour of duty for a few people, so it follows that if you served within the army, you just about qualify.

One of the main VA loan benefits is that it's possible to urge a home with no money down employing a VA home equity credit . within the current economic housing market, this is often practically one among the sole loans now which will afford an individual the chance to urge a no money down home. Previously, there have been many bad credit lenders that might offer sub prime mortgages with no money down, but since the housing crash, this is often no possible.

However, no money down home mortgages are possible to urge with the VA home equity credit . The one stipulation for getting no money down home with a VA loan is that you simply need to have good credit. If you do not have good credit, you'll still qualify for a VA loan, but you'll need to put down a deposit on the house to urge the loan.

VA loans traditionally have lower interest rates than other such loans - particularly the FHA home equity credit . If you've got to settle on between the 2 loans, it's better to travel with a VA home equity credit due to all the advantages it offers to home owners who can qualify for it